STOPPING FORECLOSURE

Losing your job or recently divorcing can result in being delinquent in the monthly mortgage. However, lenders should be contacted immediately for some options. If late payments are not caught up, your lender will begin a foreclosure proceeding after the ninetieth day. This process may take six months or more and eventually your house will be listed on auction sites. If several options offered by the bank is not going to help stop the foreclosure process, then the Keplington Homes team can step in and work with the bank to delay or stop foreclosure. Additionally, it prevents you from owing capital gains tax and having a bad credit.-

DOWNSIZING

Buying your first house with the intention to have a big family can result in wanting a house with more than three bedrooms and two bathrooms, a large backyard with a pool and patio, and a driveway that can accommodate extra vehicles. But as time goes by your children grow up and may prefer to buy their own houses. Perhaps the style of the house, the location or the neighborhood are reasons they have no desire to want your house, and before long you have a situation call "Empty nester." Would you be thinking of downsizing? And what if your health deteriorates such that you end up at a caretaking facility and still, no family member has any interest in the house to include paying the property tax. Whichever circumstance you fall under, let the Keplington Homes team make it easy for you. We will do everything inside and out at no cost to you after the offer to buy your house is accepted by you.

SALES TAX AUCTIONS

Do you agree to your property tax increasing every year? Every state will justify its need to increase tax due to things like infrastructural cost, maintaining the cost of having a local library, recreational parks, mosquito abatement, and more. However, the increase of property tax can result in homeowners or landowners losing their property in a sale tax auction. Not only is there a late fee but interest fees as well. This can make it harder for home or landowners who may eventually get a notice of eviction and lose what they paid for. If you find yourself in this predicament, let the Keplington Homes team offer to buy your house, no matter the condition or land. You may not want to let go but this is a great way to maintain your credit score with lenders.